Mintago | Budget Breakdown Live 2026 Webinar

2026: the budget of small measures, aimed at many

It was the first Budget since Andy Burnham became PM. With no leaks this year, everyone was curious what the new Chancellor of Exchequer John Healey would come out with.

Now the dust has settled, what does it all mean?

Key takeaway:
1. Short-term cost of living relief
2. Limited support for UK businesses

Note: This webinar provides general information only and does not constitute financial, tax or legal advice. Tax rules can change and their impact depends on individual circumstances. Please seek professional advice before acting.

New in this budget

The key changes that will affect you and your employees:

1. Minimum Wage goes up
Higher wage bills for employers.
More opportunities for under 21s.

2. Breathing space from rising costs
Lower energy bills and high street business rates.

3. Additional health and family support
More parental leave and better support for carers.

4. More future potential for employees
A First Time Buyer ISA, and cash ISAs back to £20k.

5. More investment in business ventures
This new government is ambitious about AI, owning data, and driving investment.

Pay rises are a top concern for employers.

Poll: Which of yesterday’s announcements are you most concerned about?

Frozen tax thresholds

0%

Minimum wage rises

0%

Lack of business relief

0%

None

0%

Triple lock changes

0%

Bank surcharge increase

0%

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But most employers don’t know how they’ll pay for it yet.

Poll: How will you cover rising staff costs next year?

Undecided

0%

Absorb it

0%

Cut other costs

0%

Leaner teams

0%

Raise prices

0%

Slow down hiring

0%

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About to land on your plate

Changes from previous Budgets that come into effect soon.

1. Unfair dismissal protection at 6 months from January.

2. Mandatory payrolling for some Benefits in Kind from April.

Not sure how to prepare?
Download our free payroll employer's guide.

3. Pensions brought into inheritance tax from April.

4. Pension Salary Sacrifice savings capped from 2029.

5. Tax thresholds remain frozen until 2031.

The theme for 2027: Businesses need to find ways to do more with less

Employers should double down on the benefits with the highest impact.

1. Use salary sacrifice to save on employer National Insurance and create a fund for the ‘people pot’.

2. Make sure your benefits are inclusive for all life stages and tax bands.

3. Find ways to remove the HR admin burden – automate where possible and choose the right partners.

Bharat

SPEAKER

Bharat SiyaniVP People & Culture, Breathe

Bharat is currently looking after teams at Breathe, Rotageek and ELMO.

He's spent his career building people-first cultures, and he understands the reality of managing HR when things are moving fast.

Bharat has a keen understanding of the role people play in driving organisational success and is dedicated to building a culture of excellence, even through periods of accelerated growth and change.

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Wayne

SPEAKER

Wayne Griffiths
CEO, One Financial Solutions

Wayne Griffiths co-founded One Financial Solutions in 2013.

One Financial Solutions is an FCA-authorised financial advice firm based in Reigate. The firm specialises in employee benefits, pensions, investments, and wealth creation and retention.

Wayne advises business owners, directors and employees, turning complex rules into clear, practical decisions.

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Tim

SPEAKER

Tim CadburyCFO, InfiniteCFO

Tim is a CFO at InfiniteCFO, where he supports ambitious scale-ups and SMEs.

Tim qualified at KPMG and spent over a decade at ITV plc, where he was Finance Director for the £2bn advertising business.

The large InfiniteCFO team provides finance-as-a-service, supporting Founders, Investors & CFOs with Financial Operations, Transaction Readiness & Strategic Finance.

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Diana (1)

HOST

Diana ZuaiterHead of Marketing, Mintago

Diana focuses on helping SMEs understand the world of benefits and engage their employees.

She is keen in showing businesses the value in supporting their teams, and that it has direct impact on the bottom line.

Mintago is the UK's leading salary sacrifice and employee benefits platform for SMEs. Salary sacrifice, retail discounts, financial advice, retirement planning, health and family support - all in one place.

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